Independent Senior Living is Maintenance Free Image

Independent Senior Living is Maintenance Free!

Independent Senior LivingEver wonder about independent senior living?  If living around mature adults in a maintenance free home while staying independent appeals to you, read on to learn more about these senior-friendly communities.

Independent senior living is geared towards anyone 55 and older who can live alone.  Some residents may need some help with a few activities of daily living from a home health aid or family member.  But in general, adults are independent and able to live alone.  They are known as retirement communities, 55+ communities, or senior facilities, among other names.  These communities offer services and features important to seniors.


Independent senior living communities come in many types.  Apartments, single family homes, paired villas, and condos.  A full-service senior facility may offer independent apartments with assisted living and memory care units.

55+ apartments and age-restricted communities are regulated by state and federal law.  A homeowner’s association (HOA) ensures the laws are met.  The laws determine the percentage of age-restricted residents allowed to occupy a home.  Typically, this is set at 80% with a minimum age of 55.


Independent senior facilities and communities offer maintenance free homes and many features. Clubhouses, salons, transportation, and social events are some of the features offered by these communities.  Some have common areas like dining rooms and gyms.  Healthcare is typically not offered except minor first aid.  However, residents can have home health care as needed.


Independent senior living is popular among snowbirds and those looking to escape extreme weather.  InThe Villages Florida fact, the greatest number of independent senior communities are in Florida.  There are nearly 400 senior-friendly communities in Florida.  Some of the more popular communities are The Villages and Del Webb.  Indiana also has a Del Webb community.

Paying for Independent Senior Living

Independent living is among the lowest cost of all senior housing.  Many seniors downsize and sell their home to pay for a senior living community.  At Collins Realty Group, we encourage sellers to talk with a financial planner to discuss payment options like an annuity.


As the population ages, the need for senior communities will continue to increase.  Baby boomers and seniors are living longer and healthier lives than previous generations.  We also want to stay active and involved in our communities.  Independent senior living allows less time spent on keeping up a home and more time to enjoy life.

If you are a resident of Northwest Indiana and thinking of selling your home, sign up for our free senior guide or call Georgene today at 219-315-6569 to find out what your home is worth.

Senior Housing/Age-in-Place